Health coverage

New York’s coverage.

Who New York’s coverage is for, when to sign up, and where to apply. Checked by Kiplet October 25, 2026.

Who it’s for

Yearly income, before taxes, at or under these amounts. Based on the 2026 federal poverty lines.

Adults 19 to 64

1 person: $22,024
2 people: $29,863
3 people: $37,701
4 people: $45,540

Kids under 19

1 person: $64,638
2 people: $87,642
3 people: $110,646
4 people: $133,650

Pregnancy

1 person: $35,590
2 people: $48,257
3 people: $60,923
4 people: $73,590

Help paying for a plan

1 person: $22,025 to $63,840
2 people: $29,864 to $86,560
3 people: $37,702 to $109,280
4 people: $45,541 to $132,000

A home of 5 or more? The check does the math.

Kiplet CoverLet’s get you covered.A few questions. Kiplet shows your next step in New York.Check yours in 2 minutes

Sign-up dates

Open enrollment for a plan: November 1, 2026 to January 31, 2027.

Where to apply

Places near you

Kiplet has checked 26 places in New York. Each shows the day Kiplet checked it.

Quick answers

When can I sign up for a plan in New York?: Open enrollment for a plan: November 1, 2026 to January 31, 2027.
Where do I apply in New York?: For New York’s coverage for adults and kids, apply at NY State of Health. For help paying for a plan, go to NY State of Health.
Who decides if I get New York’s coverage?: The State of New York makes the final call. Kiplet walks you through every step.

Sources

Adult income line: ny.gov, checked October 25, 2026.
Kids income line: ny.gov, checked October 25, 2026.
Pregnancy income line: ny.gov, checked October 25, 2026.
Help paying for a plan: healthcare.gov, checked October 13, 2026.
Sign-up dates: ny.gov, checked October 25, 2026.
Federal poverty lines: hhs.gov, checked October 13, 2026.