Health coverage
North Carolina’s coverage.
Who North Carolina’s coverage is for, when to sign up, and where to apply. Checked by Kiplet October 25, 2026.
Who it’s for
Yearly income, before taxes, at or under these amounts. Based on the 2026 federal poverty lines.
Adults 19 to 64
- 1 person
- $22,024
- 2 people
- $29,863
- 3 people
- $37,701
- 4 people
- $45,540
Kids under 19
- 1 person
- $34,473
- 2 people
- $46,742
- 3 people
- $59,011
- 4 people
- $71,280
Pregnancy
- 1 person
- $32,079
- 2 people
- $43,496
- 3 people
- $54,913
- 4 people
- $66,330
Help paying for a plan
- 1 person
- $22,025 to $63,840
- 2 people
- $29,864 to $86,560
- 3 people
- $37,702 to $109,280
- 4 people
- $45,541 to $132,000
A home of 5 or more? The check does the math.
Kiplet CoverLet’s get you covered.A few questions. Kiplet shows your next step in North Carolina.Check yours in 2 minutes
Sign-up dates
Open enrollment for a plan: November 1, 2026 to January 15, 2027.
Pick a plan by December 15, 2026 and it starts January 1.
Where to apply
Places near you
Kiplet hasn’t checked places in North Carolina yet. It still finds places near you, and it says which ones it hasn’t checked.
Quick answers
- When can I sign up for a plan in North Carolina?
- Open enrollment for a plan: November 1, 2026 to January 15, 2027.
- Where do I apply in North Carolina?
- For North Carolina’s coverage for adults and kids, apply at ePASS. For help paying for a plan, go to HealthCare.gov.
- Who decides if I get North Carolina’s coverage?
- The State of North Carolina makes the final call. Kiplet walks you through every step.
Sources
- Adult income line: ncdhhs.gov, checked October 25, 2026.
- Kids income line: ncdhhs.gov, checked October 25, 2026.
- Pregnancy income line: ncdhhs.gov, checked October 25, 2026.
- Help paying for a plan: healthcare.gov, checked October 13, 2026.
- Sign-up dates: healthcare.gov, checked October 13, 2026.
- Federal poverty lines: hhs.gov, checked October 13, 2026.